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Tag: #ormondbytheseaconodotelmortgagerates

Thinking about an Adjustable-Rate Mortgage? Read This First.

If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs).If you remember the crash in 2008, this may bring up some concerns. But don’t worry. Today’s ARMs aren’t the same. Here’s why.Back then, some buyers were given loans they couldn’t afford after the rates adjusted. But now, lenders are more cautious, and they evaluate whether you...

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Weekend Projects To Boost the Value of Your Home

With the cost of just about everything going up these days — groceries, gas and utilities — you might be feeling like now just isn’t the time to take on any home projects. But remember, you don’t need to tackle a full-on renovation to make a big impact.And if you don’t know where to start or what’s worth doing, lean on your trusted REMAX® agent for advice before you get your projects started.Sometimes, small weekend projects still pack a big punch.Here are a few examples of smart, budget-friendly updates you can do in just a few days to not only make your home feel fresh and new, but add...

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What Happens to the Housing Market When the Economy Slows Down?

There’s a lot of noise out there about what an economic slowdown could mean for the housing market. And if it leaves you feeling a little uneasy, you’re not alone. But here’s the thing.If you’re worried about what a potential recession could mean for the value of your home, or your homebuying power, your trusted REMAX® agent is here to help set the record straight. You don’t have to fear the market when you understand what the data actually shows.A Recession Doesn’t Automatically Mean Home Prices Will FallIt’s easy to assume that if the economy slows down, home prices will fall. You...

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Why Now Could Be the Sweet Spot for Sellers

Over the past year, a lot of people put their moving plans on hold. Affordability weakened, and it was harder to find a home in budget, especially when inventory was so low. But things are shifting in a big way. Today, a rare balance is emerging — more choices when you buy, but still strong conditions when you sell.If you stepped back from your plans last year, your trusted REMAX® agent wants you to know: the door is opening again. The only question is, will you walk through it before it closes?Inventory Is Up — And That Changes the GameLast year, the lack of options made it hard to make a...

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Florida Mortgage | National Housing Trends To Watch

Florida Mortgage | National Housing Trends To Watch Nationally, the housing market has shifted over the last year. There are more homes for sale, price growth is moderating, and homes aren’t selling as fast. Do you want to know how our market compares? Contact us today! NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany #HousingMarketTrends #housingmarketupdate Data Sources: https://www.nar.realtor/research-and-statistics/housing-statistics/existing-home-sales https://www.realtor.com/research/data/

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What Buyers Need To Know About Homeowners Association Fees

When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live.A homeowners association is basically an organization that oversees a housing community (including shared spaces) and sets and enforces rules for things like upkeep. Some buyers love the perks that come with an HOA, others may see the fees as an extra expense. The key is knowing...

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You Could Use Some of Your Equity To Give Your Children the Gift of Home

If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life.Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a home in today’s market. Even if they have a stable job and a solid plan, buying can still feel out of reach. But that’s where your equity could make all the difference.To give you an idea, the average homeowner with a mortgage has $311,000 worth of equity, according to Cotality (formerly...

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Florida Mortgage | Your Roadmap to Homeownership

Florida Mortgage | Your Roadmap to Homeownership There are a lot of steps when buying a home, so here’s your roadmap to homeownership. Let’s connect to get started. NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany #homebuying #buyahome

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Housing Market Forecasts for the Second Half of 2025

Some HighlightsAre you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you.Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate.Want to know what this could mean for your plans? Connect with a local agent and talk through it together.

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